<h2>0.48 ACRES IN WALTON COUNTY — AG ZONING, NO HOA &amp; MOBILE HOMES ALLOWED</h2>Here's your chance to own 0.48 acres in DeFuniak Springs, Walton County, Florida. This parcel is made up of 8 platted lots in a historic, unrestricted rural subdivision with no HOA, a warranty deed, and annual taxes of only $39.DeFuniak Springs is the county seat of Walton County in the Florida Panhandle, a town known for its historic downtown and the round, spring-fed Lake DeFuniak at its center. Whether you're planning to build, hold for the future, or create a rural getaway, this is an affordable entry point into Panhandle land ownership.<h2>⛰️ Property Highlights</h2><ul><li>Location: DeFuniak Springs, Walton County, FL</li></ul><ul><li>Lot Size: 0.48 acres (approx. 20,908.8 sq ft), consisting of 8 platted lots (Lots 1-4 and 17-20, Block 7)</li><li>Zoning: Agricultural General (AG) - Unincorporated Walton County</li><li>Road Access: Dirt Road. The block runs from 6th Street (north boundary) to 5th Street (south boundary). Both are publicly dedicated but unmaintained county "paper streets."</li><li>Utilities: Septic Needed, Well Needed</li><li>HOA: None</li><li>Taxes: $39.00 per year</li><li>Setbacks: Front 20 ft | Rear 20 ft | Sides 7.5 ft</li><li>Deed Type: Warranty Deed</li></ul><h2>🏡 Perfect For</h2>✔️ Custom site-built home✔️ Mobile or manufactured home✔️ Cabin✔️ Tiny home✔️ Hobby farm or small-scale livestock (standard agricultural uses are permitted by right under AG zoning)✔️ Land investment or long-term hold<h2>🎣 Enjoy Everything the DeFuniak Springs Area Has to Offer</h2>✅ Historic downtown DeFuniak Springs and Lake DeFuniak✅ The white-sand Gulf beaches of South Walton along the Emerald Coast✅ Fishing, boating, and outdoor recreation across the Florida Panhandle✅ State parks and natural areas throughout Walton County<h2>Important Property Information</h2>Allowed use: Verified allowed uses are Homes, Mobile Homes, Manufactured Homes, Cabins, and Tiny Homes.Mobile homes: Yes, mobile homes are allowed.Utilities: Septic Needed and Well Needed. Public water and sewer are not stated as available, so a private well and septic system will be required. An environmental assessment/perc test is required for a private waste system.Road access and Right-of-Way Opening Permit: The adjoining streets (6th Street and 5th Street) are dedicated to the public via Plat Book 3, Page 20, but they are unmaintained county "paper streets." Before any structural building permit is issued, or private well/septic installation is approved, the owner must obtain a "Right-of-Way Opening Permit" from Walton County Public Works to legally clear and grade a driveway path that meets standard emergency vehicle access widths.Buildable: Physically buildable by size, subject to the approved Public Works Right-of-Way Opening Permit described above.Impact fees: Estimated total of $8,369.77 due at permit issuance ($7,869.77 for general county infrastructure plus a $500 flat fire district safety fee).RV living: Temporary/recreational use only. Permits are limited to 90-day increments (maximum of 2 per year) and require a minimum 0.5-acre threshold or an active primary residential building permit. Full-time RV living is not permitted.Farm animals: Yes. Standard agricultural/livestock uses are permitted by right under the county AG classification.HOA/restrictions: No HOA. The parcel is located in a historic, unrestricted rural platted subdivision.<h2>Closing &amp; Title Options</h2>This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $249. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $3,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $19,500.00 (owner finance price $22,500.00 &minus; $3,000 down payment)<ul><li>5 Years (60 months): $414.32/month</li><li>7 Years (84 months): $323.72/month</li><li>10 Years (120 months): $257.69/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Residential

Mobile Homes

Recreational

Tiny Homes

HALF ACRE WALTON COUNTY FL — AG ZONING | NO HOA | MOBILE HOMES ALLOWED

<h2>BUILDABLE RESIDENTIAL LOT IN LAKE PLACID — HOMES, MOBILE HOMES &amp; MANUFACTURED HOMES FRIENDLY</h2>Here's your chance to own a buildable 0.23-acre residential lot in Lake Placid, Highlands County, Florida. At this price point, you're getting a verified buildable lot of record with R-1 residential zoning, no HOA, and annual taxes of only $86 a year. Whether you're planning to build now or hold for the future, this is a straightforward entry point into real Florida land ownership — with a warranty deed and no impact fees.Lake Placid is a charming small town in the heart of the Florida Highlands, known as the "Caladium Capital of the World" and celebrated for its vibrant murals, laid-back lifestyle, and proximity to Lake Placid's namesake lake and the broader chain of lakes that defines this peaceful region of Central Florida. It's the kind of place where life moves at a comfortable pace, surrounded by natural Florida beauty.<h2>⛰️ Property Highlights</h2><ul><li>Road Access: Dirt Road</li><li>Utilities: Well Needed, Septic Needed, Electric Nearby</li><li>HOA: None</li><li>Taxes: $86.00/year</li></ul><ul><li>Deed Type: Warranty Deed</li><li>Impact Fees: None</li><li>Setbacks: Front: 25 ft | Rear: 25 ft | Side: 7.5 ft | Corner/Side Street: 15 ft</li></ul><h2>🏠 Perfect For</h2>✅ Building a site-built home (minimum 750 sq ft)✅ Placing a mobile home or manufactured home✅ A long-term land investment in a quiet Florida community<h2>🌴 Enjoy Everything Lake Placid Has to Offer</h2>✅ Known as the "Caladium Capital of the World," Lake Placid hosts the annual Caladium Festival drawing visitors from across the state✅ Famous for its downtown mural walk — over 50 hand-painted murals throughout the historic downtown area✅ Surrounded by a chain of freshwater lakes offering fishing, boating, and water recreation✅ Close to Highlands Hammock State Park, one of Florida's oldest and most beloved state parks, with hiking, wildlife viewing, and nature trails✅ A peaceful, small-town atmosphere with local shops, restaurants, and community events year-round<h2>Important Property Information</h2>This is a verified buildable lot zoned R-1 Residential. Allowed uses include site-built homes, mobile homes, and manufactured homes. A minimum floor area of 750 sq ft is required for any home constructed on the property. Maximum building height is 35 feet, and all buildings combined may not cover more than 50% of the lot.Utilities: There is no water or sewer currently serving this lot. A well must be drilled and a septic system must be installed. Permitting for both is handled through the Florida Department of Health in Highlands County — Environmental Health Division: (863) 382-7341 or (863) 386-6040.RV Living: Prohibited. An RV may not be used as a dwelling on this property, even temporarily, unless the property is located within an approved campground or RV park zone — which it is not.Farm Animals: Hens and fowl are conditionally allowed (maximum 2 hens; no roosters), but only with a Special Exception granted by the Highlands County Board of Adjustment (BOA) through a public hearing process.Environmental Note: The property is indicated on the Highlands County Conservation Overlay Map as containing Xeric Upland habitat. Because the lot is under 2 acres, Environmental Clearance is not required prior to clearing. However, buyers should be aware of potentially protected species on site — specifically Gopher Tortoises and Sand Skinks — before undertaking any clearing or grading. Contact the Florida Fish and Wildlife Conservation Commission (FWC – Southwest Region) at (863) 648-3200 for guidance.County Contacts: • Building Division (permits, codes, inspections): (863) 402-6643 • Planning &amp; Zoning (zoning confirmations, setbacks, special exceptions): (863) 402-6638 or (863) 402-6650 • Unlicensed Construction Activity Hotline: (863) 402-6885<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $3,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $11,500.00 (owner finance price $14,500.00 − $3,000 down payment)<ul><li>5 Years (60 months): $244.34/month</li><li>7 Years (84 months): $190.91/month</li><li>10 Years (120 months): $151.97/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.Closing &amp; Title OptionsThis property can close through a title company with title insurance for approximately $800-$1,200, or through Land Supplier's in-house closing for $249. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $3,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $11,500.00 (owner finance price $14,500.00 &minus; $3,000 down payment)<ul><li>5 Years (60 months): $244.34/month</li><li>7 Years (84 months): $190.91/month</li><li>10 Years (120 months): $151.97/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

BUILDABLE RESIDENTIAL LOT IN LAKE PLACID 

<h2>BUILDABLE BACK TO BACK RESIDENTIAL LOTs IN BRONSON — MOBILE HOMES, MANUFACTURED HOMES &amp; SITE-BUILT HOMES WELCOME AT JUST $13,900</h2>Here's your chance to own two 1/4 acre buildable lots in Bronson, Levy County, Florida — priced at just $13,900 cash, with owner financing available. At this price point, you're getting a verified buildable corner of record with Agriculture/Rural Residential zoning, no HOA, and annual taxes of only $27.45 a year. Whether you're planning to build now or hold for the future, this is an accessible entry point into real Florida land ownership.Bronson is the county seat of Levy County — a quiet, unhurried corner of North Central Florida known for its natural springs, outdoor recreation, and wide-open rural character. The area draws those looking to slow down, spread out, and enjoy the kind of genuine Florida countryside that's increasingly hard to find at this price.<h2>⛰️ Property Highlights</h2><ul><li>Location: Bronson, Levy County, FL</li><li>Subdivision: Oak Ridge Estates, Block 56, Lot 14</li><li>Lot Size: 0.5 acres (approx. 21,700 sq ft)</li></ul><ul><li>Zoning: Agriculture/Rural Residential (A/RR)</li><li>Road Access: Paved road (verified legal access)</li><li>Utilities: Well and septic needed — to be installed by buyer</li><li>HOA: None</li><li>Annual Taxes: $27.45/year</li></ul><h2>🏠 Perfect For</h2>✅ Building a site-built or modular home✅ Placing a single- or double-wide mobile home or manufactured home✅ A rural homestead with horses, cattle, livestock, or poultry✅ An affordable land hold or long-term investment<h2>🌿 Enjoy Everything Levy County Has to Offer</h2>✅ Levy County is surrounded by some of Florida's most celebrated natural springs and river systems, including the Suwannee River corridor✅ Close proximity to Cedar Key on the Gulf Coast — a beloved, historic fishing village and ecotourism destination✅ Easy access to outdoor recreation including fishing, kayaking, hiking, and wildlife watching in the region's many natural areas✅ Neighboring Chiefland and Williston offer everyday conveniences, dining, and services just a short drive away✅ Gainesville — home to the University of Florida — is roughly 30 miles to the east, providing access to major medical, retail, and cultural amenities<h2>Important Property Information</h2>This lot is zoned Agriculture/Rural Residential (A/RR) and is verified buildable, subject to the lot meeting Levy County's minimum land dimension requirements and successfully passing a soil percolation (perk) test for septic system placement. Water and sewer are not available — a well and septic system must be installed by the buyer.Allowed uses: Site-built homes, modular homes, mobile homes (single or double-wide), and manufactured homes are all permitted. Farm animals — including horses, cattle, livestock, and poultry — are fully permitted for personal/rural use under this zoning.Mobile homes: Yes — single and double-wide mobile and manufactured homes are allowed.RV living: Temporary only. Levy County strictly limits RV occupancy to a temporary basis during active home construction with a valid building permit. Permanent RV living is not permitted.Accessory structures: Barns and accessory structures cannot be permitted until a primary residential building permit is first approved, unless an official agricultural exemption is granted.Setbacks: Front: 30 ft | Side: 10 ft (30 ft if facing the driveway) | Rear: 30 ft (varies depending on road type).Minimum density: 1 dwelling unit per 3 acres is the minimum density requirement under A/RR zoning — buyers should confirm lot compliance with Levy County prior to purchase.Impact fees: Levy County does not charge a general county development impact fee.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $4,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $15,000.00 (owner finance price $19,000.00 − $4,000 down payment)<ul><li>5 Years (60 months): $318.71/month</li><li>7 Years (84 months): $249.02/month</li><li>10 Years (120 months): $198.23/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.<h2>Closing &amp; Title Options</h2>This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $349. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $4,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $15,000.00 (owner finance price $19,000.00 &minus; $4,000 down payment)<ul><li>5 Years (60 months): $318.71/month</li><li>7 Years (84 months): $249.02/month</li><li>10 Years (120 months): $198.23/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

2 Corner Lots Together in Bronson Florida | Mobile Homes Welcome

<h2>BUILDABLE RESIDENTIAL LOT IN WILLISTON — MOBILE HOMES, MANUFACTURED HOMES &amp; TINY HOMES WELCOME AT JUST $9,900</h2>Here's your chance to own a buildable 0.32-acre residential lot in Williston, Levy County, Florida — priced at just $9,900 cash, with owner financing available. At under $10,000, this is an accessible entry point into real Florida land ownership, with verified zoning that welcomes homes, mobile homes, manufactured homes, and tiny homes.Williston sits in the heart of Levy County — a quiet, unhurried part of North Central Florida known for its natural springs, outdoor recreation, and small-town character. The region draws nature lovers and those seeking a slower pace, with easy access to some of Florida's most beloved freshwater destinations and wide-open rural landscapes.<h2>⛰️ Property Highlights</h2><ul><li>Location: Williston, Levy County, FL</li><li>Subdivision: Country Estates, Block J, Lot 1</li><li>Lot Size: 0.32 acres (13,939 sq ft)</li><li>Parcel ID: 30-12-18 Country Estates Blk J Lot 1, OR Book 1569 Page 617</li><li>Zoning: Agricultural/Rural Residential (A/RR)</li><li>Road Access: Dirt Road</li><li>Utilities: Well and Septic Needed (to be installed by buyer)</li><li>HOA: None</li><li>Annual Taxes: $91.00/year</li><li>Deed Type: Warranty Deed</li><li>Price: $9,900 cash / $15,900 with owner financing</li></ul><h2>🏠 Perfect For</h2>✅ A site-built custom home✅ A mobile or manufactured home (Wind Zone 2 or 3 rated; newer model typically under 5–10 years old)✅ A manufactured home on a permanent foundation✅ A tiny home on a permanent foundation<h2>🌿 Enjoy Everything Williston &amp; Levy County Has to Offer</h2>✅ Close proximity to world-famous freshwater springs including Ginnie Springs and the Suwannee River area✅ Outdoor recreation including swimming, kayaking, canoeing, and scuba diving in natural springs✅ Peaceful rural lifestyle with a genuine small-town community feel✅ Easy access to Gainesville and the University of Florida, roughly 30 miles east✅ Low cost of living and low property taxes — a hallmark of Levy County<h2>Important Property Information</h2>This is a buildable lot zoned Agricultural/Rural Residential (A/RR) in Levy County, FL. Verified allowed uses include: site-built homes, mobile homes, manufactured homes, and tiny homes. Farm animals are not permitted on this parcel. RV living is not allowed.Utilities: Neither water nor sewer is available at the property. A well must be drilled and a septic system must be installed — both at the buyer's expense.Mobile/Manufactured Home Requirements: Any mobile or manufactured home placed on this lot must be rated for Wind Zone 2 or 3 and must generally be a newer model (typically under 5–10 years old) to avoid a more intensive county structural review process.Setbacks: Front — 30 ft minimum; Rear — 30 ft minimum; Sides — 10 ft minimum each.Important note regarding lot size: At 0.32 acres, it can be challenging to fit a home, driveway, well, and septic system within the lot boundaries while maintaining the required 75-foot separation between the well and septic system under Florida health codes. Buyers are strongly encouraged to consult with a licensed engineer or contractor before purchasing to confirm feasibility for their intended use.Impact Fees: Site-built house: $2,060.00 total baseline fee. Mobile/manufactured home: $690.08 total baseline fee. These are county baseline estimates and are subject to change.Levy County has no minimum square footage requirement for a home, provided it is anchored to a permanent foundation.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $2,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $13,900.00 (owner finance price $15,900.00 − $2,000 down payment)<ul><li>5 Years (60 months): $295.33/month</li><li>7 Years (84 months): $230.76/month</li><li>10 Years (120 months): $183.69/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.<h2>Closing &amp; Title Options</h2>This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $2,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $13,900.00 (owner finance price $15,900.00 &minus; $2,000 down payment)<ul><li>5 Years (60 months): $295.33/month</li><li>7 Years (84 months): $230.76/month</li><li>10 Years (120 months): $183.69/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Nice Lot in Williston Florida Allowing Mobile Homes and Tiny Homes

<h2>📍 North Port, Sarasota County, FL</h2><h2>BUILDABLE COMMERCIAL LOT IN NORTH PORT — AC6 ZONING FOR RETAIL, OFFICE, RESTAURANT &amp; MORE AT JUST $9,900</h2>Here's a rare opportunity to own a buildable 0.28-acre lot inside the city limits of North Port, Florida — one of the fastest-growing cities in the entire state — priced at just $9,900 cash. With flexible AC6 (Activity Center 6) commercial zoning and paved road access, this parcel is positioned for a wide range of high-intensity business uses. Whether you're an investor, entrepreneur, or developer, this is the kind of affordable commercial foothold that rarely comes along at this price point.North Port sits in Sarasota County along Florida's beautiful Gulf Coast corridor, offering access to a thriving and rapidly expanding local economy. The broader region is home to a growing population, strong consumer demand, and easy connectivity to neighboring communities like Port Charlotte, Venice, and Sarasota — making it an increasingly attractive market for commercial development.<h2>⛰️ Property Highlights</h2><ul><li>Location: North Port, Sarasota County, FL</li><li>Lot Size: 0.28 acres (12,196.8 sq ft)</li></ul><ul><li>Zoning: AC6 — Activity Center 6 (commercial/mixed high-intensity use) within the city limits of North Port, FL</li><li>Road Access: Paved Road</li><li>Utilities: Well and Septic Needed</li><li>HOA: None</li></ul><h2>🏠 Perfect For</h2>✅ Retail shop or storefront development✅ Restaurant or food service establishment✅ Professional or medical office building✅ Clean light industrial or warehousing operation✅ Long-term land investment in a high-growth Florida market<h2>🌴 Enjoy Everything North Port Has to Offer</h2>✅ One of the fastest-growing cities in Florida and the entire United States✅ Located in Sarasota County — close to world-class Gulf Coast beaches including Englewood Beach and Venice Beach✅ Minutes from the Myakka River and Myakka River State Park, one of Florida's largest state parks✅ Convenient access to US-41 and I-75, connecting North Port to Sarasota, Fort Myers, and Tampa✅ Growing retail, dining, and medical infrastructure throughout the city✅ Home to the Atlanta Braves' spring training complex, CoolToday Park, in nearby North Port<h2>Important Property Information</h2>This lot is zoned AC6 (Activity Center 6) within the city limits of North Port, Florida. This zoning district is intended for high-intensity commercial and mixed uses, including retail shops, restaurants, professional or medical offices, and clean light industrial or warehousing operations. The lot is confirmed buildable.Setbacks: Front: 40 ft | Rear: 25 ft | Sides: 7.5–10 ft (may be reduced to as low as 5 ft depending on lot configuration and proximity to residential zones, per the applicable land code).Impact Fees (estimated): For general office use, city impact fees are approximately $6,599.92 per 1,000 sq ft, plus a Sarasota County road fee of approximately $1,226.00 per 1,000 sq ft. Buyers should verify current impact fee schedules directly with the City of North Port and Sarasota County prior to purchase.Utilities: Both a well and a septic system will need to be installed — neither is currently present on the property.Mobile homes: Not allowed under AC6 zoning.RV living: Not permitted on this parcel.Farm animals: Not allowed.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $3,500</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $9,400.00 (owner finance price $12,900.00 − $3,500 down payment)<ul><li>5 Years (60 months): $199.72/month</li><li>7 Years (84 months): $156.05/month</li><li>10 Years (120 months): $124.22/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.<h2>Closing &amp; Title Options</h2>This property can close through a title company with title insurance for approximately $800–$1,000, or through Land Supplier’s in-house closing for $249. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $3,500</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $9,400.00 (owner finance price $12,900.00 &minus; $3,500 down payment)<ul><li>5 Years (60 months): $199.72/month</li><li>7 Years (84 months): $156.05/month</li><li>10 Years (120 months): $124.22/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Commercial

Commercial Lot in North Port Florida Zoned AC6 | Great Price

Here’s a great opportunity to own a nice vacant residential lot of approximately ⅓ acre in Keystone Heights, Florida. Located in a quiet, established area known for its lakes and outdoor lifestyle, this property is perfect for building your future home, placing a manufactured home, or holding as an affordable Florida land investment.<h3>🏡 Property Highlights</h3><ul><li>Address: 7193 Pembroke St, Keystone Heights, FL 32656</li><li>Size: Approximately 0.33 acres (⅓ acre)</li><li>Zoning: Residential</li><li>Lot Type: Vacant, buildable residential land</li><li>Setting: Quiet neighborhood with room to build and enjoy privacy</li></ul><h3>🌴 Why This Property Works</h3><ul><li>Affordable Florida land in a highly desirable lake-area town</li><li>Plenty of space for a home, garage, garden, or RV parking</li><li>No HOA restrictions</li><li>Excellent option for primary residence, rental build, or long-term hold</li></ul><h3>📍 Nearby Attractions</h3><ul><li>Multiple lakes for fishing, boating &amp; kayaking</li><li>Keystone Heights Golf &amp; Country Club</li><li>Local shops, restaurants &amp; schools</li><li>Short drive to Palatka, Gainesville &amp; St. Augustine</li></ul>Property can close&nbsp;through title&nbsp;company and include warranty&nbsp;deed&nbsp;with title insurance. Closing costs are approx $500-$700. Inhouse closing is available with NO title insurance for $199.**Zoning: Single-Family Residential District (Zone RE/RF)&gt;&gt;Single-family residences consisting of either modular building or mobile homes, so long as the aforesaid modular building or mobile home complies with all over provisions of these regulations governing modular buildings or mobile homes.﻿**RV Living? No**Legal Road Access: Yes**Animals Allowed? No**Impact Fee:&gt;&gt; Single Family (up to 1,500 sq. ft.) - $ 3,563&gt;&gt; Single Family (1,501 to 2,499 sq. ft.) - $ 4,745&gt;&gt; Single Family (2,500 sq. ft. and up) - $ 5,927&gt;&gt; Mobile Home - $ 4,008**HOA? None**Flood Zone X - Not in a flood zone area**Utilities: Well and Septic Needed ***********OWNER FINANCE DETAILS**************Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.Everyone is approved!Down payment is $ 2,000 and APR is 10% 5 Years	-&gt; $ 210.35 per month7 Years	-&gt; $ 164.35 per month10 Years	-&gt; $ 130.83 per month $249 processing and origination fee applies to all new loans.

Third Acre in Keystone Heights Florida Mobile Home Allowed

Explore These Amazing Lots in Moon Lake Estates, New Port Richey, Florida!Located in the heart of convenience, these AR-zoned lots offer the perfect blend of tranquility and accessibility. Enjoy proximity to Spring Hill, Hernando Beach, and Tampa, while being just a short drive to downtown New Port Richey and nearby state parks.Moon Lake Park, only minutes away, provides a boat ramp, picnic areas, and a sandy beach—perfect for family outings and weekend fun. With paved road access, this location is ready for your dream home or investment project. Keep in mind, you’ll need to install a well and septic system.Don't miss this opportunity to own a piece of Florida living at its finest!Property can close through title company with title insurance for approx. $600 - $800. In house closing is available for $249. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.**Zoning: A-R AGRICULTURAL-RESIDENTIAL DISTRICT - This 7,700 square foot parcel is zoned AR, Agricultural-Residential. It is a legal, nonconforming parcel smaller than the zoning requires. This subdivision was platted prior to the adoption of the Zoning Code and was grandfathered in.**Permitted Use: The installation of only one single family home or one mobile home is permitted. The zoning setbacks for a dwelling, measured from the property lines, are: front – 20’, sides – 7.5’ each and rear – 15’.**Buildable Lot? Yes**Legal Rd Access: Yes**Flood Zone Area: No**Impact Fee: Single-Family detached home - $8,328**HOA: None**Utilities: Well and Septic Required ******OWNER FINANCE DETAILS******Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.Everyone is approved!Down payment is $ 5,000 and APR is 10% 5 Years	-&gt; $ 318.71 per month7 Years	-&gt; $ 249.02 per month10 Years	-&gt; $ 198.23 per month $249 processing and origination fee applies to all new loans. Finance amount is $15,000 after down payment and fees.

Mobile Homes Lot in Moon Lake Estates New Port Richey Florida

<h2>River Ranch Recreational Land – Polk County, FL | 6 Parcels Available | Camping, Hunting &amp; ATV Use</h2>Rare opportunity to own recreational land in the highly sought-after River Ranch area of Polk County, Florida. These lots are ideal for camping, hunting, ATV riding, and outdoor recreation.⚠️ Important: These are NOT buildable lots. This land is intended strictly for recreational use — perfect for sportsmen, outdoor enthusiasts, and land investors looking for access to one of Florida’s most popular off-road and hunting areas.WE HAVE SEVERAL AVAILABLE IN THIS AREA. ASK US WAHT ELSE IS AVAILABLE!<h3>🏕 Property Highlights</h3><ul><li>Location: River Ranch area, Polk County, FL</li><li>Coordinates: 27.74652, -81.20796</li><li>Total Parcels Available: 8 separate parcels</li><li>Land Type: Recreational / Non-buildable</li><li>Allowed Uses:</li><li class="ql-indent-1">Camping</li><li class="ql-indent-1">Hunting</li><li class="ql-indent-1">ATV &amp; off-road riding</li><li class="ql-indent-1">Recreational access</li><li>Zoning / Use: Recreational only</li><li>Building: ❌ No building permitted</li><li>Utilities: ❌ None (off-grid / recreational use only)</li><li>HOA / POA: Buyer to verify any River Ranch association rules</li></ul><h3>🌿 Why River Ranch Land Is in High Demand</h3><ul><li>One of Florida’s top recreational land areas</li><li>Known statewide for ATV trails, hunting, and camping</li><li>Increasing demand from outdoor enthusiasts &amp; investors</li><li>Limited supply of available parcels</li><li>Great for weekend use or long-term recreational holding</li></ul><h3>📍 Area Highlights</h3><ul><li>River Ranch Acres &amp; nearby trail systems</li><li>Prime Florida hunting territory</li><li>Ideal for off-road vehicles, side-by-sides &amp; dirt bikes</li><li>Secluded, private outdoor experience</li></ul>Property can close through title company with title insurance for approx. $600-$800. In house closing is available for $249. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.

River Ranch 31 Acre Lot for Recreational Access

This is a nice vacant residential lot located in Florahome, Florida, offering flexibility and freedom for your future home. The property is zoned residential, allowing mobile homes, modular homes, container homes or tiny homes, making it perfect for affordable housing, a retirement setup, or a long-term investment.Situated in a quiet rural area, this land provides privacy while still being within reach of nearby towns and amenities.<h3>🏡 Property Highlights</h3><ul><li>Location: Putnam county, Florida</li><li>Zoning: Residential</li><li>Allowed Uses:</li><li class="ql-indent-1">Mobile homes</li><li class="ql-indent-1">Modular homes</li><li class="ql-indent-1">Tiny homes</li><li class="ql-indent-1">Site-built residential (verify with county)</li><li>Lot Type: Vacant land</li><li>HOA: None</li><li>Setting: Quiet, rural Florida living</li></ul><h3>🌴 Why This Property Works</h3><ul><li>Flexible zoning = wider buyer pool</li><li>Ideal for affordable housing or downsizing</li><li>Florida land with no HOA restrictions</li><li>Great option to build now or hold for future appreciation</li><li>Low holding costs compared to metro areas</li></ul><h3>📍 Nearby Area</h3><ul><li>Close to lakes, outdoor recreation, and nature</li><li>Easy access to nearby towns for shopping &amp; services like Palatka</li><li>Short drive to Gainesville or Jacksonville</li></ul>Property can close&nbsp;through title&nbsp;company and include warranty&nbsp;deed&nbsp;with title insurance. Closing costs are approx $600-$800. Inhouse closing is available with NO title insurance for $249. Buyer is to perform their own due diligence.**Zoning: R-2 RESIDENTIAL**Buildable Lot? Yes**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.**Seatbacks&gt;Front: 25 feet&gt;Rear: 10 feet&gt;Side: 10 feet**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed duringconstruction for 6-12 months.**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres**Legal Road Access? Yes**HOA? None**Impact Fee: $7,000 to $8,000 for a single family home depending on the structure size.**Flood Zone Area? No**Utilities: Septic and Well Required *******OWNER FINANCE DETAILS*********Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.Everyone is approved!Down payment is $ 500 and APR is 10% 5 Years	-&gt; $ 199.72 per month7 Years	-&gt; $ 156.05 per month10 Years	-&gt; $ 124.22 per month $249 processing and origination fee applies to all new loans. Finance amount is $9,400 after down payment and fees.

Corner Lot in Florahome Florida for Tiny Home or Mobile Home

<h3>138 Mosswood St, Georgetown, FL 32139 – Lake-Area Lot | RV Friendly | No HOA</h3>Welcome to Georgetown, Florida — a hidden gem near Lake George and the St. Johns River! This residential lot offers flexibility and freedom, with RV use allowed part-time, and no HOA restrictions.Whether you're looking to build, bring a manufactured home, or use it as a recreational lake-area getaway, this property gives you the freedom to enjoy Florida life your way.<h3>✅ Property Highlights</h3><ul><li>Address: 138 Mosswood St, Georgetown, FL 32139</li><li>Location: Lake-area neighborhood near St. Johns River / Lake George</li><li>Zoning: Residential</li><li>RV Friendly: RV allowed part-time (verify county guidelines)</li><li>Utilities:</li><li class="ql-indent-1">Power nearby</li><li class="ql-indent-1">Well &amp; septic area (no city utilities)</li><li>No HOA — freedom to enjoy your land</li><li>Road Access: Maintained neighborhood road</li><li>Lot: Standard residential lot in growing area</li></ul><h3>🌴 Why Buy Here?</h3><ul><li>Freedom to camp / RV part-time</li><li>Build later or just use as a recreational property</li><li>Boating, fishing &amp; spring adventures nearby</li></ul><h3>📍 Nearby Attractions</h3><ul><li>Lake George &amp; St. Johns River — fishing, boating, waterfront dining</li><li>Welaka State Forest &amp; boat ramps</li><li>Palatka ~30 min</li><li>Crescent City ~10 min</li><li>St. Augustine beaches ~1 hr</li></ul>Property can close&nbsp;through title&nbsp;company and include warranty&nbsp;deed&nbsp;with title insurance. Closing costs are approx $600-$800. Inhouse closing is available with NO title insurance for $249. buyer to perform their own due dillegence.**Zoning: R-2 RESIDENTIAL**Buildable Lot? Yes**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.**Seatbacks&gt;Front: 25 feet&gt;Rear: 10 feet&gt;Side: 10 feet**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed duringconstruction for 6-12 months.**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres**Legal Road Access? Yes, Dirt Road**HOA? None**Impact Fee: According to the county, there is currently no impact fee, but they will start collecting impact fees on Sept 8, 2025, around $8,000 for a single family home.**Flood Zone Area? Flood Zone A**Utilities: Septic and Well Required******OWNER FINANCE DETAILS******Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.Everyone is approved!Down payment is $ 2,000 and APR is 10% 5 Years	-&gt; $ 276.21 per month7 Years	-&gt; $ 215.82 per month10 Years	-&gt; $ 171.80 per month $249 processing and origination fee applies to all new loans.

Nice Land in Georgetown Florida near the Lake and Rv Allowed Part Time

<h2>📍 Budget-Friendly Florida Property with Dry Buildable Area</h2>Looking for an affordable piece of Florida land near the water? . This property is located in a quiet rural area just minutes from the St. Johns River, Dunns Creek, public boat ramps, fishing, and outdoor recreation.While portions of the property contain wetlands, there is still approximately ¼ acre of usable dry land remaining. This could be an excellent opportunity for a buyer looking for a low-cost property with future potential.⚠️ Buyer should perform their own due diligence regarding wetlands, permitting, mitigation requirements, and intended use.<h2>🏡 Property Highlights</h2><ul><li>Address: 122 Edgehill Road, Satsuma, FL</li><li>County: Putnam County</li><li>Lot Size: Approx. 0.46 Acres</li><li>Zoning: R-1 Residential</li><li>Road Frontage: Edgehill Road</li><li>Flood Zone: Buyer to verify</li><li>Wetlands: Present on portions of property</li><li>Estimated Dry Land: Approximately ¼ acre remaining</li><li>HOA: None</li></ul><h2>🌿 Why This Property Stands Out</h2>✔ Very affordable Florida land✔ Road frontage and access✔ Located near the St. Johns River✔ Great fishing and boating nearby✔ Residential zoning✔ Potential homesite subject to permitting and mitigation requirements✔ Excellent long-term investment opportunity<h2>🚤 Area Attractions</h2><ul><li>Minutes from the St. Johns River</li><li>Close to Dunns Creek</li><li>Near multiple public boat ramps</li><li>Fishing, kayaking, and boating opportunities</li><li>Easy access to Palatka, Crescent City, and surrounding areas</li><li>Quiet Old Florida setting</li></ul><h2>⚠️ Important Disclosure</h2>This property contains wetlands. Buyer should independently verify:<ul><li>Wetland boundaries</li><li>Mitigation requirements</li><li>Building setbacks</li><li>Permitting requirements</li><li>Utility availability</li><li>Intended future use</li></ul>Seller makes no guarantees regarding buildability.Property can close through title company with title insurance for approx. $700- $900. In house closing is available for $249. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.**Zoning: R-2 RESIDENTIAL - The purpose of the Residential-2 (R-2 and R-2HA) zoning districts is to provide a residential zoning district that is inclusive of mobile homes for use in the Rural Residential.**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.**Seatbacks &gt;Front: 25 feet &gt;Rear: 10 feet &gt;Side: 10 feet**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed duringconstruction for 6-12 months.**Farm Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres**Legal Road Access? Yes**Impact Fee: &gt;Single Family (Detached) - $7,711&gt;Single Family (Attached) - $7,049&gt;Mobile Home - $4,394 ******OWNER FINANCE DETAILS******﻿Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.Everyone is approved!Down payment is $ 500 and APR is 10% 5 Years	-&gt; $ 84.99 per month7 Years	-&gt; $ 66.40 per month10 Years	-&gt; $ 52.86 per month.$249 processing and origination fee applies to all new loans.

Affordable Florida Land near the St Johns River Property Has Wetlands

<h2>BUILDABLE RESIDENTIAL LOT IN NORTH PORT — HOMES &amp; MANUFACTURED HOMES WELCOME AT JUST $12,900. Comps are 13k - 18k in this area.</h2>Here's a rare chance to own a quarter-acre buildable lot in one of Florida's fastest-growing cities — North Port, Sarasota County — at a price that's hard to beat. At just $12,900 cash (or $16,000 with owner financing and only $4,000 down), this 0.24-acre parcel zoned RSF2 Single-Family Residential is ready for your vision of a home, whether that's a site-built house or a manufactured home.North Port has become one of Southwest Florida's most sought-after communities, offering a suburban feel with access to the Gulf Coast lifestyle. The city is conveniently situated between Sarasota and Fort Myers, putting you within easy reach of beaches, shopping, dining, and cultural attractions that define this beloved region of Florida.<h2>⛰️ Property Highlights</h2><ul><li>Location: North Port, Sarasota County, FL</li><li>Lot Size: 0.24 acres (10,454 sq ft)</li><li>Parcel / Legal: Lot 15 Blk 1375 28th Add To Port Charlotte</li><li>Zoning: RSF2 — Single-Family Residential</li><li>Buildable Lot: Yes</li><li>Road Access: Paved Road</li><li>Utilities: Well and Septic Needed</li><li>HOA: None</li><li>Annual Taxes: $585.00/year</li><li>Deed Type: Warranty Deed</li></ul><h2>🏠 Perfect For</h2>✅ Building a single-family home✅ Placing a manufactured or mobile home✅ Long-term residential land investment<h2>🌴 Enjoy Everything North Port Has to Offer</h2>✅ Close proximity to the Gulf Coast's world-famous beaches, including those in Venice and Englewood✅ Access to the Myakkahatchee Creek Environmental Park and miles of natural trails✅ Near the Atlanta Braves Spring Training facility at CoolToday Park in North Port✅ Convenient to shopping, dining, and medical facilities throughout Sarasota County✅ Easy access to I-75, connecting you to Sarasota, Fort Myers, and beyond<h2>📍 Nearby Attractions</h2><ul><li>Venice Beach &amp; Shark's Tooth Capital of the World — Venice, FL</li><li>Warm Mineral Springs — North Port, FL</li><li>CoolToday Park (Atlanta Braves Spring Training) — North Port, FL</li><li>Myakkahatchee Creek Environmental Park — North Port, FL</li><li>Englewood Beach — Englewood, FL</li></ul><h2>Important Property Information</h2>This is a buildable lot zoned RSF2 — Single-Family Residential. Allowed uses include site-built homes and manufactured/mobile homes. Mobile homes are not permitted. There is no HOA.Utilities: Neither water nor sewer is currently available at this lot. A well must be drilled and a septic system must be installed by the buyer. These are not existing amenities.RV Living: The City of North Port's land use codes explicitly prohibit using a recreational vehicle (RV), travel trailer, camper, or motorhome as a permanent or temporary residence in an RSF2 residential zone.Farm Animals: Farm animals are not permitted on this lot.Impact Fees: Buyers should budget approximately $4,348 in impact fees for a typical 1,500–1,999 sq ft home. Fees cover local parks, law enforcement, fire/rescue, solid waste, and general government administration.Financing Available: Owner financing is available at a purchase price of $16,000 with $4,000 down. Cash price is $12,900.<h2>Closing &amp; Title Options</h2>This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $4,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $12,000.00 (owner finance price $16,000.00 &minus; $4,000 down payment)<ul><li>5 Years (60 months): $254.96/month</li><li>7 Years (84 months): $199.21/month</li><li>10 Years (120 months): $158.58/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Below Market Value Lot in North Port Florida

<h2>📍 Old Town, Dixie County, FL</h2><h2>1.25 ACRES IN RURAL FLORIDA — BUILDABLE, AFFORDABLE &amp; READY FOR YOUR VISION</h2>Here's your chance to own a piece of real Florida at a price that makes sense. This 1.25-acre parcel in Old Town, Dixie County is a buildable lot with Agricultural zoning — offering flexibility for a primary residence, a mobile or manufactured home, a tiny home, or even a small homestead with farm animals. At just $29,000 (with owner financing available), this is affordable land ownership made simple.Dixie County is one of Florida's hidden gems — a quiet, rural corner of the state where the pace slows down and the outdoors take center stage. The Suwannee River, the Gulf Coast, and miles of natural Florida wilderness are all part of the fabric of this region, making it a compelling destination for those seeking space, simplicity, and a genuine connection to the land.<h2>🏔️ Property Highlights</h2><ul><li>Location: Old Town, Dixie County, FL</li><li>Lot Size: 1.25 Acres (54,450 sq ft)</li><li>Zoning: Agricultural (A-5 / A-4 district)</li><li>Road Access: Dirt Road</li><li>Utilities: Well and Septic Needed (buyer to install)</li><li>Parcel ID / Legal: E1/2 Of E1/2 Of N1/2 Of S1/2 Of W1/2 Of Nw1/4 Of Se1/4 — OR BK 181 PG 367, ORB 396 P 380</li><li>HOA: None</li><li>Taxes: Approximately $238.00/year</li><li>Deed Type: Warranty Deed</li></ul><h2>🏡 Perfect For</h2>✅ Building a site-built custom home✅ Placing a mobile, manufactured, or modular home✅ Setting up a tiny home✅ Creating a small homestead with farm animals✅ Long-term land investment in rural Florida<h2>🌿 Enjoy Everything Dixie County Has to Offer</h2>✅ The Suwannee River — world-famous for fishing, kayaking, canoeing, and river camping✅ Manatee Springs State Park — a beloved natural spring and recreation area just minutes from Old Town✅ Access to the Gulf Coast and its coastal fishing, boating, and wildlife✅ Expansive state forests and wildlife management areas throughout the region for hunting and hiking✅ A quiet, rural lifestyle in one of Florida's least crowded and most naturally beautiful counties<h2>📍 Nearby Attractions</h2><ul><li>Manatee Springs State Park — Old Town, FL</li><li>Suwannee River State Park</li><li>Lower Suwannee National Wildlife Refuge</li><li>Cedar Key — charming Gulf Coast fishing village</li><li>Fanning Springs State Park</li></ul><h2>Important Property Information</h2>This is a buildable lot with Agricultural zoning, verified for the following allowed uses: site-built homes, mobile homes, manufactured homes, and tiny homes. Farm animals are permitted on this property.Utilities: Neither water nor sewer is currently available at this lot. A well must be drilled and a septic system must be installed by the buyer. These are buyer-arranged improvements and are not included in the purchase price.Road Access: The property is accessed via a dirt road.Setbacks: Front — 30 ft. | Rear — 25 ft. | Side — 25 ft.Impact Fees: Dixie County charges impact fees of $1.00 per square foot of structure, with a minimum of $1,000. Buyers should budget accordingly when planning construction.RV Living: Permanent, full-time RV living is not permitted. Temporary on-site RV use is allowed while an active building permit is in place.HOA: There is no HOA associated with this property.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $10,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $23,000.00 (owner finance price $33,000.00 − $10,000 down payment)<ul><li>5 Years (60 months): $488.68/month</li><li>7 Years (84 months): $381.83/month</li><li>10 Years (120 months): $303.95/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.<h2>Closing &amp; Title Options</h2>This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $249. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.<h2>Owner Financing Available</h2><ul><li>Owner finance available with no credit check or income verification</li><li>Contract for deed, deed transferred after final payment</li><li>Everyone is approved</li><li>Down payment: $10,000</li><li>APR: 10%</li><li>$249 processing and origination fee applies to all new loans</li></ul><h2>💰 Monthly Payment Options</h2>Financed amount: $23,000.00 (owner finance price $33,000.00 &minus; $10,000 down payment)<ul><li>5 Years (60 months): $488.68/month</li><li>7 Years (84 months): $381.83/month</li><li>10 Years (120 months): $303.95/month</li></ul>All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

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